Entries by CCCSMD

Financial Success amidst the Holiday Season

We have entered the most financially stressful time of the year; the Holiday season. Regardless of what holiday your family celebrates, there are an abundance of gifts being exchanged during the month of December and the expense of all that gift-giving sneaks up on us every year.  If you’ve been working hard to stay on budget […]

Strategies for Meaningful Holiday Gifts on a Budget

The parking lots at the shopping plazas have started to reach chaos status on the weekends.  Some people are window shopping in anticipation of Black Friday deals and others are getting a jump on their gift purchases.  Gift giving at the holidays gets more complicated each year and it’s hard to get all the shopping […]


Online Financial Scams to Avoid

Technology has made everyone’s lives easier, including criminals. From identity theft to online scams, every year, criminals find new ways to use technology and the internet to commit fraudulent acts. These acts are designed to separate you from your hard-earned dollars. Although fraudsters might seem to have the upper hand, there are ways to avoid […]

Lifestyle Choices to Ensure Long-Term Financial Security

Building financial security is all about finding that balance between planning for the future and living a comfortable lifestyle today. It’s never too late to turn your financial health around and the more committed to a healthy financial life you become today, the more security you can build for the future. Adopt these habits today […]

What is Credit Counseling?

Understanding your credit, working towards financial goals, paying debt obligations, and having an awareness of your monthly income and expenses are all part of your financial wellbeing. And, your financial wellbeing impacts every facet of your life – your work and personal relationships, mental and physical health, ability to provide for basic living expenses – […]