Entries by CCCSMD

The Five Factors Contributing to Your Credit Score

Have you seen your credit score recently and been less than thrilled with your report? Potential lenders use this score, along with your credit history, to determine your future ability to repay the credit they consider extending you. The first step to improve your credit score is to understand the five factors that contribute to […]

Why You Need a Credit Report Review

Have you been getting bombarded with emails about credit reports?  Emails with subject lines like “instant credit report” or “your credit report may have changed” are trying to sell you a product that you can get for free. The Fair and Accurate Credit Transactions Act of 2003 gives you the right to get a free […]

New Year’s Resolutions to Build Wealth

Hopefully, you are going strong in achieving your new year’s resolutions.  Common goals usually revolve around weight loss but do not forget about the other areas of your life that might benefit from fresh goals.  That way, if you fall off the diet and fitness wagon, you will have other things to focus on. Your […]

Financial Success amidst the Holiday Season

We have entered the most financially stressful time of the year; the Holiday season. Regardless of what holiday your family celebrates, there are an abundance of gifts being exchanged during the month of December and the expense of all that gift-giving sneaks up on us every year.  If you’ve been working hard to stay on budget […]

Strategies for Meaningful Holiday Gifts on a Budget

The parking lots at the shopping plazas have started to reach chaos status on the weekends.  Some people are window shopping in anticipation of Black Friday deals and others are getting a jump on their gift purchases.  Gift giving at the holidays gets more complicated each year and it’s hard to get all the shopping […]

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Online Financial Scams to Avoid

Technology has made everyone’s lives easier, including criminals. From identity theft to online scams, every year, criminals find new ways to use technology and the internet to commit fraudulent acts. These acts are designed to separate you from your hard-earned dollars. Although fraudsters might seem to have the upper hand, there are ways to avoid […]

Lifestyle Choices to Ensure Long-Term Financial Security

Building financial security is all about finding that balance between planning for the future and living a comfortable lifestyle today. It’s never too late to turn your financial health around and the more committed to a healthy financial life you become today, the more security you can build for the future. Adopt these habits today […]