Spring Cleaning Your Bank Account to Improve Your Financial Health

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Now that you are spending more time at home, your financial situation has likely changed.  Your income may have decreased due to the pandemic and you cannot spend money on shopping and entertainment like you once did. As a result, your bank…
CCCSMD Keys to Budgeting - Part 1. Three Types of Expenses.

Keys to Budgeting Part 1: Three Major Types of Expenses

The next step in setting up a budget is to list your monthly expenses. There are three major types of expenses we all pay: fixed, variable, and periodic. Do you know the difference? When I first started budgeting, I set up an excel spreadsheet…