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Savings Part 2: Enjoying the Savings Journey

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Enjoying the Savings Journey, One Dollar at a Time I used to get very discouraged with my savings account. As soon as I managed to save $100, some emergency would come up that depleted the balance to zero again.  I knew I wanted to save 3-6…
Budgeting for Savings

Savings Part 1: Budgeting for Savings

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Budgeting for Savings There’s a line item in my budget that I’ve always struggled with – savings.  This should be the easiest line item because it’s my money that I am putting away for myself. But I can’t tell you how many times…
CCCSMD. Keys to Budgeting Part 3. Setting up a budget

Keys to Budgeting - Part 3 Setting up a Budget

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I remember being really anxious when I would make a purchase with my debit card and the machine would ask if the charge amount was OK. Even as I touched YES, I didn’t always know if that was true. Before I started budgeting, I would often…
CCCSMD Keys to Budgeting - Part 2. Income.

Keys to Budgeting - Part 2 Income

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With two young children, my tolerance for things being out of control is constantly challenged. There are messes and clutter in every room of the house. The dresser drawers lose their organization just minutes after I put away clean clothes.…